Chances are, if you have collections on your credit report, you will be receiving calls from Debt Collectors. If you are contacted by a collector, the best thing to do is don’t panic!  Instead, here’s what we recommend:

• Save all communications from a collector. DO NOT DELETE! This includes correspondence received by mail, email, voice mail or text messages. All of these have the potential to contain violations.
• If you don’t recognize a phone number on your phone, let the call go to voice mail, if you can. If the call is from a Debt Collector and they leave you a voice mail message, be sure to save this message!
• If the caller fails to leave you a message, you can text or email the phone number to us so we can research who called you and determine the best course of action to take.
• We recommend that you never speak to a Debt Collector unless you can record the call. (NOTE: Telephone recording laws vary from state to state. Be sure to check the law in your state before recording)
• Don’t admit to the debt.
• Feel free to discuss your situation with one of our Reps prior to contacting or paying a Debt Collector.

Do you have any questions? Feel free to comment below or contact us by phone at (214) 785-2882 or by emailing us at info@debtcollectorsbusted.com.