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Testimonials

Below are some real experiences our clients have had with us and the success they have seen through the entire process.

Collector Threatened Me with Jail!

A debt collector called and harassed me about an old Cash Advance payday loan account he was trying to collect. He ended up actually threatening me with jail. Ron and I worked to gather all of the evidence, and he was able to put a case together.

When done, he turned everything over to an attorney. The attorney was able to get me a settlement for over $2000. On top of that, the debt was forgiven, meaning I no longer owed the debt! It didn’t take very long for me to get my settlement money and the settlement came at a really good time for me and my family. I couldn’t be happier.

Wesley A Monohon
December 5, 2019

Fraudulent Debt Collectors

I was getting threatening calls for a debt I did not owe and I had never done business with. I called them and was told I would be taken to court and sued. They called family members and told my family the same type of things. They left threatening messages on my brother in law’s company line.

I was so frustrated but after talking with Ron Reed, he put a case together and then put me in touch with an attorney who not only got the calls stopped but got me a settlement of $3500.00 for the harassment.

Phyliss L Robinson
March 5, 2020

Got the help I needed

After repeated threats and harassing phone calls from collectors, Ron got me the help I needed. I couldn’t have asked for anything else. He definitely lets you know what the collectors can’t do to you. There are still times today that I will call Ron and ask him about a call that I think is spam. Don’t hesitate to give him a call. He’s the best at what he does!! I highly recommend him!!!!!

Laurie yates
May 15, 2021

Life Savers

This company saved my life. I’m glad I took the opportunity to find help on the web and go through the consultation because I learned valuable information. Now I help others and refer them to Ron Reed who educated me on debt collection malpractices and practically saved my financial life. I was also introduced to a very great attorney who was consistent with me on every case I had. This company has helped me multiple times and I’m just thankful I chose to find the help and education I needed.

Timothy Jerome Sanders
May 16, 2021

Success

Ron and his team have been the biggest help for me. When a debt collector said something to me that was untrue, Ron was able to put together a case that resulted in a $3200 collection account being forgiven (I don’t owe the money anymore!) and removed from my credit report. Plus, I was able to pocket a few hundred dollars! I just learned that another collection company that had threatened me is about to settle with the attorney. This time, I’m told that the settlement will be a few thousand dollars!

If debt collectors are threatening you, one person you can trust to help is Ron. He knows the laws, he always answers the phone when you call—ALWAYS. And he always has a solution. Believe in the program and do what he asks you to do and you won’t regret it!

Thomas K
May 16, 2021

Grateful and Thankful

Last year I was contacted by a debt collector. There were repeated threats to myself and family members. If it was not for Mr. Ron Reed reaching out to me, by taking a chance and guiding me through the process I honestly do not know how I would have handled the situation. He gave me so much important information of the do’s and don’ts of collectors. My case was presented to an attorney and we won that settlement. Experiencing another situation for the 2nd time and I knew exactly what to do and this time it has been such a smooth process since Mr. Ron Reed has already given me the important tools to use in the future. He is the best and has so much knowledge. Highly recommend!

Thank you so much.

Patrice J
May 25, 2021

Smooth Process

Ron worked with me on a couple cases recently. It was a very straightforward process. I just confirmed the discussions I had with debt collectors and he did the rest. I would definitely recommend working with him. He is very knowledgeable about debt collection practices and I was extremely happy with my results!

Natalie M
May 26, 2021

Amazing!

An alleged creditor began harassing me and my family! They even called my HR department at work and tried to get them involved. It was very distressing! I got in contact with Ron Reed and a month later the alleged creditor just funded my summer vacation with some money to spare! Thank you for the fast, professional service!

R. Lucas
August 5, 2021

UNBELIEVABLE! ACCOUNT REMOVED FROM MY CREDIT REPORT AT NO COST TO ME!

I had made a complaint about a debt collector who had placed a collection account on my credit report. Shortly thereafter, I was contacted by Mr. Reed, who had seen my complaint. He explained that the collector whom I had made the complaint against was not legally qualified to collect in my state of residence, therefore, they were not legal to place the account on my credit report.

Long story short, Mr. Reed prepared letters of dispute for me to send out to the credit bureaus on which the account was reported. Within a few weeks, the account was deleted from every bureau on which it had been reporting.

I have to say that Mr. Reed promised me that there would be no upfront cost for his services. Because the bureaus removed the account, no lawsuits would be filed and, consequently, Mr. Reed ended up working for free.

Thank you for all of your hard work, Ron. I only wish I could give you more than 5 stars!

Glenn S

Glenn S
November 29, 2021

Amazing Job!

I had been receiving threatening calls and voice mail messages from a debt collector, and was given Ron’s name by a good friend of mine who Ron had helped. I was unaware that the calls were illegal and that I had rights to fight them. Ron did an outstanding job and was able to get my debt erased plus money in my pocket. I highly recommend his services and will continue to utilize his expertise in the future.

Thomas Causey

Thomas Jay Causey
December 10, 2021

Ron Reed was a Blessing

A collector from a very shady California based company popped up on my TransUnion credit report. I tried disputing it multiple times and TransUnion is super notorious in this aspect and they didn’t budge. I then made complaints to a few government consumer websites like Texas Consumer Protection Bureau, Office of attorney general etc. I had lost all the hope. Ron called me and talked explained his company’s services. After putting a case together, he passed me on to a consumer law attorney.

While waiting for the lawsuit to be filed, I received notice from TransUnion that the collection was removed in less than 2 weeks. It was as if this never happened. This was entirely due to Ron’s effort. There was absolutely no selling involved. To top it off, I PAID NOTHING. I just followed what Ron said to do, and did not spend a lot of effort from my end.

Thank You, Ron.

Shiva Gurumurthy
January 7, 2022

A great experience! I highly recommend!

I just wanted to say my experience with the help that I received from Ron & the attorney was above and beyond! They came in out of nowhere and completely made a horrible experience with a debt collector a pleasant one because the collection agency had to pay me! I highly recommend these two. They will do everything they can to help and answer any questions you may have! I had a great experience and I will use again if I have another situation arise. Thank you again!

Tara

Tara M.
January 24, 2022

A Trustworthy Ally When You’ve Been Deceived and Harassed Illegally

After I was scared into paying a debt collector, I spent HUNDREDS of hours trying to trace back names of companies and addresses before working with Ron. These unscrupulous debt collectors know the law well enough to hide the information you would need in order to hold them accountable.

I can tell you firsthand you may get a few lawyers who will return your calls, but they will ultimately tell you if the company in question is based out of state, or if you don’t have their physical address to serve them, you’re out of luck.

Ron is truly an expert in his field. He has a successful track record and very strong partnerships with attorneys who have also successfully helped people get their money back and hold the correct parties accountable. You need to be patient; it could take months to get the information you need and to build your case. You have NOTHING TO LOSE THAT YOU HAVEN’T ALREADY LOST, you pay nothing unless he helps you settle a case.

My husband thought it sounded to good to be true, but that’s understandable after being deceived by illegal debt collectors. Understand that you CANNOT do this on your own even if you worked on it full time, and that’s not realistic for most people. Ron will guide you through the process and be very transparent along the way. Make sure you get back to him when he calls even if you feel impatient or discouraged at any point because if you stay the course and trust his expertise and the guidance of the attorneys, you stand a much better chance at recouping the money you lost.
After tons of research I found that he truly is one of the ONLY honest and dedicated men doing this work, and doing it exceedingly beyond any expectations I may have had.

Thank you, Ron!

KS Luna
February 2, 2022

They Know What’s Up

I had an issue with an erroneous debt from nearly 10 years ago with a high pressure tactics magazine sales subscription company. Debt Collectors Busted gave me the right advice and were there every step along the way. They were very responsive and the debts were corrected very quickly. Highly recommended.

Adam H
March 7, 2022

A Trustworthy Expert

Ron helped me better understand my credit report and what I needed to do next. He’s been in this business a long time and it immediately showed from my first call with him. I will be recommending him to my friends and family!

James R. Johnson, Jr
April 14, 2022

The Collector Paid Me

My husband received a call from a debt collector who stated they were looking for me. After speaking with Ron, I called the number that afternoon and recorded the call as Ron recommended.

I was informed that the collector was calling from a “mediation company” collecting on a debt that went bad in 2009, in the amount of $4,676. They went on to explain that I was sent a form 1099-C from the original creditor and had never reported this account as income to the IRS.  I was then told that I could pay the $4,676 plus penalties and interest to the IRS or that I could deal with them. The collector said that going through her company would be the “less aggressive” and less expensive approach, and even told me to call the IRS if I preferred dealing with them. Who wants to deal with the IRS, right?

After the one phone call from the collector to my husband and then me speaking to the collector two times, I turned over all recordings to Ron.  At that time, Ron began to put a case together with all the evidence I sent to him. He was very thorough and able to find all of the violations and expedited my case to an attorney.  Shortly afterward, the attorney called to explain the steps of filing a lawsuit against the collection company and what to expect. The attorney was very responsive to all of my calls and emails, and followed up with me regularly throughout the process.

It took about 2 months or so for the attorney to work out the settlement with the collector, which totaled over $12,000 and included getting the $4676 debt forgiven!

In closing, had I called the collection company without first speaking to Ron, I would have probably thought that this was a legitimate collection. Ron eased my mind from the beginning and I am so glad he and the attorney that Ron recommended were in my corner!

Amanda C
April 27, 2022

Real Help For Those Being Bullied By Debt Collectors

Ron coached me on a debt collector that contacted me in the month of July over a zombie debt that was past the SOL in the state of Texas. I was able to get the collector sued for impersonating a law enforcement agency & for pursuing a debt past the 7 year mark. I appreciate his help a great deal.

Donald Smither
May 5, 2022

An Industry Veteran Fighting On Your Side!

Ron is an expert in state and federal consumer laws, and I was very fortunate to get in contact with him. He helped me understand and apply the laws for my situation and guide me on which next steps to take, before every charging a penny. He will be first on my call list, and I look forward to continuing working with him and I would recommend him to anyone!

Emily Greenway
May 12, 2022

Exceptional Service

We have had several cases that Ron has helped us out with. He’s very knowledgeable and truly loves helping. We wouldn’t use anyone else. He’s top notch. 5 stars

John W
July 19, 2022

Obtain Wise Counsel Before Talking with Debt Collectors

I learned important information and details on how to deal with debt collectors from my credit professional, Ron Reed. The advice and counsel I obtained was priceless. Ron helped me get over the guilt and shame and take responsibility in handling the debt collection process in the right manner.

Ron is an honest straight-up guy when giving advice. He and his team are the professionals you need for any situation. Whether the advice is for handling debt collector calls or they who, what, when and where of your credit report needs.

You will be happy you contacted him. – Wanda

Wanda S
August 27, 2022

If we have helped you fight back against bad debt collectors who have been harassing you, please take a minute and give us a written testimonial about your personal experience. It would be much appreciated!

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